How to Sell Zelle in Nigeria: Exchange Zelle funds to Naira (Step By Step Guide)
If you work online with clients in the US, or you get paid “small small” from friends and family abroad, there’s a high chance they have asked you: “Can I just send it by Zelle?” In the US, Zelle is like oxygen. It’s built inside many banking apps, it’s fast, and transfers are typically free. […]
Resolve PayPal Negative Balance Without Bank: What You Can Do
You log into PayPal, expecting to see money. Instead, the balance is negative. A big red number stares at you like WAEC result you don’t want your parents to see. Negative balance means you “owe” PayPal. And the first thing they normally want? A linked bank account or card to pull the money from. But […]
PayPal Friends and Family Tax 2025 Threshold: What You Need to Know (vs Goods & Services)
Everybody hears “PayPal is reporting to tax man in 2025 once you hit $600.”Some people panic: “Does this mean if I send ₦50k to my cousin using Friends & Family, IRS will tax me?” No. Chill. There’s a big difference between Friends & Family (FNF) and Goods & Services (GNS). One is just you moving […]
PayPal Holds for Digital Goods: Why Your Money Gets Frozen & How Dispute Rates Matter
If you sell digital stuffs like designs, e-books, software keys, online courses, then PayPal is both a blessing and a curse. Blessing because clients can pay you easily.Curse because PayPal loves to hold your money. And here’s the main reason: disputes.PayPal’s system is built for physical goods. With digital sales, there’s no DHL receipt, no […]