PayPal Friends and Family Tax 2025 Threshold: What You Need to Know (vs Goods & Services)
Everybody hears “PayPal is reporting to tax man in 2025 once you hit $600.”Some people panic: “Does this mean if I send ₦50k to my cousin using Friends & Family, IRS will tax me?” No. Chill. There’s a big difference between Friends & Family (FNF) and Goods & Services (GNS). One is just you moving […]
PayPal Reserve Removed: How Long Does It Really Take?
You log into PayPal, and money is flowing in. But you notice something strange: Every payment you get, PayPal cuts 20% or more and locks it away. That locked stash is called a reserve. And then comes the burning question: “How long will PayPal keep my reserve before I can remove it?” Today, we’ll break […]
PayPal Holds for Digital Goods: Why Your Money Gets Frozen & How Dispute Rates Matter
If you sell digital stuffs like designs, e-books, software keys, online courses, then PayPal is both a blessing and a curse. Blessing because clients can pay you easily.Curse because PayPal loves to hold your money. And here’s the main reason: disputes.PayPal’s system is built for physical goods. With digital sales, there’s no DHL receipt, no […]
PayPal Funds on Hold for Freelancers: Why It Happens & How to Get Your Money Faster
You finish a job. Client pays. You check PayPal and the balance is there. But when you try to withdraw, “Funds on hold.” If you’re a freelancer in Nigeria, this feels like somebody put padlock on your wallet. You did the work, yet your money is trapped in a digital prison. Don’t panic. Let’s break […]