Resolve PayPal Negative Balance Without Bank: What You Can Do
You log into PayPal, expecting to see money. Instead, the balance is negative. A big red number stares at you like WAEC result you don’t want your parents to see. Negative balance means you “owe” PayPal. And the first thing they normally want? A linked bank account or card to pull the money from. But […]
PayPal Friends and Family Tax 2025 Threshold: What You Need to Know (vs Goods & Services)
Everybody hears “PayPal is reporting to tax man in 2025 once you hit $600.”Some people panic: “Does this mean if I send ₦50k to my cousin using Friends & Family, IRS will tax me?” No. Chill. There’s a big difference between Friends & Family (FNF) and Goods & Services (GNS). One is just you moving […]
Pending PayPal Withdrawal to Bank Stuck: Why It Happens & How to Fix It
Imagine that after you receive Payment and click “Withdraw to Bank,” PayPal says “Pending.”You wait. One day. Two days. Five days. The money is still floating in the air. That’s when panic starts: “Is PayPal eating my money? Did it bounce? Do I need to call my bank?” Relax. Let’s break down exactly why withdrawals […]
PayPal Reserve Removed: How Long Does It Really Take?
You log into PayPal, and money is flowing in. But you notice something strange: Every payment you get, PayPal cuts 20% or more and locks it away. That locked stash is called a reserve. And then comes the burning question: “How long will PayPal keep my reserve before I can remove it?” Today, we’ll break […]
PayPal Holds for Digital Goods: Why Your Money Gets Frozen & How Dispute Rates Matter
If you sell digital stuffs like designs, e-books, software keys, online courses, then PayPal is both a blessing and a curse. Blessing because clients can pay you easily.Curse because PayPal loves to hold your money. And here’s the main reason: disputes.PayPal’s system is built for physical goods. With digital sales, there’s no DHL receipt, no […]
PayPal Funds on Hold for Freelancers: Why It Happens & How to Get Your Money Faster
You finish a job. Client pays. You check PayPal and the balance is there. But when you try to withdraw, “Funds on hold.” If you’re a freelancer in Nigeria, this feels like somebody put padlock on your wallet. You did the work, yet your money is trapped in a digital prison. Don’t panic. Let’s break […]
PayPal 180 Day Hold: What Happens on Day 181 and How to Get Paid
Imagine this: Someone sent you money on your PayPal Account, and suddenly; “Funds on hold for 180 days.” That’s six months. Half a year. A whole school term in Nigeria. And now the big question: what happens after those 180 days?Will your money magically appear? Will PayPal keep it forever? Or do you have to […]